How we helped Patricia find a home by being open and honest

 
"He found what I was looking for! He did an awesome job. When we were looking at houses, he was always honest about what repairs the home needed, because we weren’t prepared to make all of the repairs. I really appreciated his honesty!"

Patricia Smith, homeowner

What's the Best Strategy for Dealing with Multiple Offers?



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Hey everybody, what I want to talk about today is dealing with multiple offers. We are seeing multiple offers at a tremendous rate in Louisville right now.  Our market is hot, our inventory is low, and it's almost like they are printing money with such low interest rates out there.

One thing you need to understand about the Louisville market is that competition for good homes is fierce right now. In this economy, you may get asking price or even higher, and you're likely to receive multiple offers.

When it comes to receiving multiple offers, the biggest and best offer is not always the biggest and best, and cash is not always king. These offers need to be broken down into the particulars, like time, financing, and if cash really is cash, and not equity or a $401k.

You need an expert to help navigate through all of the difficulties that arise when it comes to accepting the right offer. If you have any questions, we would love to answer them. Give us a call or send us an email, we'll talk to you soon!

Is Now the Best Time to Buy a Home in Louisville?



I’ll help you buy or sell your home in Louisville, KY. If you’re looking to buy a home, I’ll help you pick the right home. If you’re thinking about selling, call me and I’ll tell you what price your home is most likely to sell for. Click here to search all available homes on my website.

Hey folks, today I want to talk to you about one of the questions I am asked the most: "Is now the best time to buy a home?"

When it comes time to decide whether you should buy a home or not, it depends on your personal situation. But I can tell you this: the experts say yes. We know that interest rates will continue to rise. Just this last week, Federal Reserve Chairwoman Janet Yellen said in a recent address that the rate hike will come gradually, and interest rates will start to creep up come September. 




When you do decide to purchase a home, you are going to have to pay a mortgage no matter what. With prices and interest rates continuing to rise, wouldn't it make more sense to pay the mortgage at a lower interest rate, like one that you could lock in now?


I have access to a database of real estate information that’s not widely available to the public. Over at Keeping Current Matters, they have just recently released their Spring Report, and it looks like the experts agree now is the time to make your move. Here’s why:


  • Prices will continue to rise.
  • Mortgage interest rates are projected to increase.
  • Either way you are paying a mortgage.
  • It’s time to move on with your life.


When buying a home, you need to concern yourself with the long-term cost of a home, not just the price tag of a home. This means you need to look deeper than the purchase price if you want to make a profitable decision.


If interest rates rise even slightly, as they are projected to by the end of the year, your purchasing power will take a hit. In other words, if you wait, you could be paying a whole lot more money for less home.


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We’re coming to an end of a long stretch of favorable market conditions. Like all good things, low rates and rapid home appreciation must come to an end. The experts seem to agree that 2015 will be the last stellar year before the market really starts to normalize.

I would hate for you to hesitate, and miss out on once-in-a-lifetime conditions as a result, if your on the fence about buying or selling.
 

If you would like to talk it over, I’m always available to chat. You don’t have to worry about contracts or obligations of any sort. Feel free to call or email any time.

Why Are Seller's Disclosures so Important?



I’ll help you buy or sell your home in Louisville, KY. If you’re looking to buy a home, I’ll help you pick the right home. If you’re thinking about selling, call me and I’ll tell you what price your home is most likely to sell for. Click here to search all available homes on my website.

Louisville Real Estate Agent
Today we are going to talk about seller's disclosures, and what they mean to you as a buyer and a seller.

Seller's disclosures typically consist of 4 pages. The first 3 pages go over everything the seller knows about the property, good or bad, including any history of repairs or improvements. The 4th page (for homes built before 1978) is a lead-based paint disclosure, that you will have to sign whether there is lead-based paint in the home or not.

Now, let's talk about this from two different perspectives. As a seller, it's better to disclose any type of discrepancy in the disclosure, instead of trying to hide it. It will come back to haunt you if you do. Even if something has been fixed and addressed, you still need to disclose that at one time there was something wrong with the home. Things like leaks, mechanical issues, roof, windows, electrical, and pets all need to be disclosed. If you have a question about something, it's better to err on the side of caution to help you out in the long run.

As far as buyers are concerned, you can't always tell if something is wrong with the property simply by looking at it, so you are going to want to look at the disclosure and understand what exactly it's saying. You want to try and figure out how old the appliances are, and if there is anything to concern yourself with. Not to say you won't find something else during the home inspection, but a seller's disclosure gives you a better idea of what kind of work you are dealing with on your new home.

If you have any questions at all regarding disclosures or anything else real estate related, be sure to give us a call or send us an email. We look forward to hearing from you!

Do You Know Someone Who's a Fit for Our Team?



I’ll help you buy or sell your home in Louisville, KY. If you’re looking to buy a home, I’ll help you pick the right home. If you’re thinking about selling, call me and I’ll tell you what price your home is most likely to sell for. Click here to search all available homes on my website.
 
Louisville Real Estate Agent
Hey everyone, today I am making a plea for your help. Our business is growing very quickly and, because of this, we have some positions to fill. We haven't been able to find the right person yet, so we are reaching out to all our great past and current clients, friends, and family for help.

The first job we are hiring for is an admin position. We are looking for someone who is energetic, fun, enjoys organization, and can help us keep things on track.

We also have a few positions open for buyer's agents. With so many leads in the pipeline, it seems a little daunting to undertake all of this work by myself. I am looking for two agents who want to learn about the business and make some good money doing so.

If you know somebody who might be interested in any of the above positions, give me a call or send me an email. Thanks in advance for your help!

What to Do Before Selling Your Louisville Home




I’ll help you buy or sell your home in Louisville, KY. If you’re looking to buy a home, I’ll help you pick the right home. If you’re thinking about selling, call me and I’ll tell you what price your home is most likely to sell for. Click here to search all available homes on my website.

As we inch our way towards the spring selling season, I'd like to give you all some advice on how to spruce up your Louisville home for a good sale. 
  1. Become a real seller: What I mean by this is that you must forget about all the emotions involved in selling your home. Emotions have ruined sales before, and distancing yourself from your home when selling it is important. Besides, when you decide to sell, it's not really your home anymore. 
  2. Find a good agent: This is important for exposure, and also for getting top dollar on your home. You know who to reach if you need an agent!
  3. Pricing it perfectly: This may be the most important part of the entire selling process. It is a major marketing tool and if it's incorrect, it could ruin the entire sale.
  4. Depersonalize: Remove collections, pictures, or other memorabilia that will distract potential buyers. Buyers need to see your home, not your lifestyle. To add to this, your home should always be in show-able condition when you're listing. People come and look at homes at a million different times of day and night, so you must always be prepared for a potential visitor that wants to buy your home. 
  5. Don't get overzealous with repairs: Be careful with the renovations that you make because not all of them are going to net a high return. Bathroom and kitchen remodels can get pricey, so try repainting and removing curtains to lighten and brighten up your home.
  6. Empty your closets: You want your closets to look nice and roomy, and they can't appear that way if all of your stuff is inside of it. 
  7. Brighten up your home: Buyers need to see your home, and they also love well-lit homes with lots of natural light. Remove curtains and blinds to let more light in. I have always found that it makes potential buyers more comfortable to be inside of a sunny, well-lit home. 
Hopefully these tips will help you with your home sale, and if you need any extra help be sure to contact me.

Consider me your #1 resource for real estate in Louisville! I'm always here to help you!

Is Buying a Fixer-Upper Worth it?


I’ll help you buy or sell your home in Louisville, KY. If you’re looking to buy a home, I’ll help you pick the right home. If you’re thinking about selling, call me and I’ll tell you what price your home is most likely to sell for. Click here to search all available homes on my website.

We made it to 2015 already, can you believe it? Today, I want to talk to you about if it's wise to buy a home that needs renovations. With low interest rates, there are a lot of buyers pondering this question: While a home that needs renovations will undoubtedly sell for less money, are the savings worth it?

My answer to this question is: it depends on your situation. Are you a first time buyer? Are you moving up? Moving down?

I will say this: If you are a first time home buyer and want a good deal on a home, that's completely understandable. However, homes have layers, and even though the home may pass a home inspection, there could be underlying problems the seller is unaware of. Buying a fixer-upper requires a lot of work, and in some cases, can end up being more expensive than buying a renovated home. 

Like we said before, each individual case is different. If you'd like us to take a look at your situation and help you decide what your course of action should be, just give us a call. We have helped hundreds of home buyers just like you, and are eager to earn your business.